Barclaycard and my file.

trevor_john

Hi Guys,
I had an iva which ran its course of 5 years and finished in August 2005.I then wait another year and August 2006 the iva and all the debts within it dropped off my file.

GREAT ,well thats what i was thinking until i get my file through and see that barclaycard are still showing as satisfied in 2005.This means it will stay on my file for another 5 / 6 years.

I wrote to equifax who agrred with me that this should have dissappeared with the iva ,here is their reply :

"Dear Trevor

Re - Barclaycard

We wish to advise you that you contact your lenders in question and send them a copy of their IVA certificate of completion, asking for the account to be marked as satisfied and the end date of the account to reflect the date of the IVA. This will expedite the dispute with each of the clients and we ensure that the account will drop off the file at the same time as the IVA.

Thank you for your recent correspondence.

I hope this is of assistance.

Regards

Equifax Customer Care Team "

BONJOEY

if you had a iva and you finished paying for it in august 2005 it should show settled in 2005,

but even i thought that it would be on your account for 6 years from satisfied?

can someone advice trevor on this? xx

james32_uk

Definately should come off 6 years after your IVA begins.

Mike_St_Helens

James is entirley right - ive posted on my Q&A thread for you.

trevor_john

Thanks guy As equifax say themseles but WHO at barclaycard to i write too ?

Mike_St_Helens

The data controller... Ive posted again on kmy thread