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Happy Day!!
sara86pink
Posts: 324 Forumite
Yesterday I was offered a job in my current company for a different department and they offered me an extra £1,000 a year. Know it doesnt make much difference but its £60 a month more!
And, I also got a new car yesterday so instead of £60 a month insurance I'm paying £23 and last by not least, I downgraded my bank account so no longer paying a subscription fee of £13 a month.
Just done a quick budget and with all these 'little' savings, I will be able to pay off my overdraft by April and make a massive impact on my credit card so I am very happy today!!!
AND... For once, I can put a little bit of money aside for 'rainy' days
(or towards my credit card, depending if I have a rainy day that month)
Just thought I would share lol
And, I also got a new car yesterday so instead of £60 a month insurance I'm paying £23 and last by not least, I downgraded my bank account so no longer paying a subscription fee of £13 a month.
Just done a quick budget and with all these 'little' savings, I will be able to pay off my overdraft by April and make a massive impact on my credit card so I am very happy today!!!
AND... For once, I can put a little bit of money aside for 'rainy' days
(or towards my credit card, depending if I have a rainy day that month)Just thought I would share lol
:j *~* 2011 - TRY TO GET CREDIT CARD AS LOW AS POSS BUT STILL HAVE FUN *~* :j
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Comments
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Result!!!! Well done Sara:T0
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Nicely done! As they say, little things build up to big savings
Now you just need to stop eating food, and you'll clear the card in no time :rotfl:Debts (26.3% remaining) - CC/BARC: [strike]2058[/strike] 100.00 @0%; CC/MBNA: [strike]1877.75[/strike] 0.00; Loan/SLC: [strike]10000[/strike] 7901.84 @1.5%; Loan/Per: [strike]1500[/strike] 0.00; Loan/HX: [strike]15000[/strike] 0.00
Mortgages (94.7% remaining) - NW: [strike]92516.94[/strike] 87565.40 @3.19%; HBOS: [strike]65599.57[/strike] 59106.45 @4%, [strike]69251.57[/strike] 68589.97 @3.49%
Total amount of fail: Dangerous (223263.66)0 -
Excellent news Sarah :T:jThe 365 Day 1p Challenge 2025. Member #420
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Go girl, it's suprising how many little things add up to a great day :-)"We want the finest wines available to humanity, we want them here, and we want them now!"0
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Hooray! Really pleased for you Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0
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Looking good
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Thanks for all the supporting messages!
Only problem is, now I'm getting myself sorted, its making OH look at his situation and now he feels
because he's in a job he hates and wants to earn more. He's already said he wants to go to college next year to re-train so now I have to make sure I keep him motivated :j *~* 2011 - TRY TO GET CREDIT CARD AS LOW AS POSS BUT STILL HAVE FUN *~* :j0 -
That's brill Sara! :T Yay!!
And by the way, how did the meal go last Friday for all your complicated guests? It was curry you decided on, wasn't it?LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or July
Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Ah yes... curry!
Couple of mis-haps with cooking the rice (didnt have a pan big enough for 4 portions) and forgot to buy a couple of spices but it turned out really well. Everyone was impressed
OH even had it as a dinner Sunday night as we had some leftover lol!:j *~* 2011 - TRY TO GET CREDIT CARD AS LOW AS POSS BUT STILL HAVE FUN *~* :j0 -
Good stuff! Glad it all worked out LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or July
Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000
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