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Loan Help!!!
Hi,
Newbie here, I've been searching but actually not sure what to type into the search bit.
Basically I have no credit history at all and would like to take out a loan, how do I go about doing this? I applied at flm but they said my garantor was not a home owner - maybe they dont class shared ownership as a home owner?
please can someone point me in the right direction?
Thanks in advance
xx
Newbie here, I've been searching but actually not sure what to type into the search bit.
Basically I have no credit history at all and would like to take out a loan, how do I go about doing this? I applied at flm but they said my garantor was not a home owner - maybe they dont class shared ownership as a home owner?
please can someone point me in the right direction?
Thanks in advance
xx
Debt May 2011 - [STRIKE]£2963.40[/STRIKE] / £2821.92:mad:
* New Look - [STRIKE]£141.48[/STRIKE] / £0.00 *:j
* Mint - £312.21 * Abbey - £1,611.83 * Indicit - £82.45 *
* PC World - £135.72 * DFS - £256.23 * Very - £423.48*
* New Look - [STRIKE]£141.48[/STRIKE] / £0.00 *:j
* Mint - £312.21 * Abbey - £1,611.83 * Indicit - £82.45 *
* PC World - £135.72 * DFS - £256.23 * Very - £423.48*
0
Comments
-
Hi
I would say if you have no credit history at all then you are very unlikley to be offered a loan. Also you need to give us some more idea of how much you are looking to borrow to get good advise. I would say you need to get some credit history first by taking a credit builder credit card which you pay off every month in full; then when you've had this for a while you may be offered credit
Hope this helpsMFW 2026 #50: £3,583.49/£25,00007/03/25: Mortgage: £67,000.00
Mortgage:
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0000
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