List of common banking groups/ banking associations.

Hannah_10

It seems to be very hard to identify who is in a banking group with who when you want to open a new account. I thought I'd start a thread to try to help people make sense of it. Here are all the UK brands I can find to be in a group with each other or linked to each other, if you know of any different please post and I will amend the lists. Or even better why not ask any bank/company you have credit with who they can set off from and to and post the results? Has set off happened to you, if so please let us know who from and who to (you can PM me if you'd rather). It all helps to build a clear and accurate picture.

Disclaimer: Although I will research the groups as well as I am able, not every organisation in a group can set off from every other. If you are concerned contact your bank or finance provider to check who they can set off from and to.


Barclays Banking Group:

• Barclays
• Woolwich

The Bank of Ireland Banking Group:

• Bank of Ireland
• Bristol & West
• Post Office

Capital One:

• Capital One would appear to be in a group of thier own, without links to anyone else?

Citigroup Banking Group:

• Citibank
• Egg

The Co-Operative Financial Services Group:

• Britannia Building Society
• all Co-Operative brands.
• Smile

HSBC Banking group:

• First Direct
• HSBC
• John Lewis Partnership Card
• Marks and Spencer Money
• The Midland Bank

The Lloyds-TSB/ HBOS Banking Group:

• The AA
• Aviva
• Bank of Scotland (BOS)
• Birmingham Midshires
• Black Horse Finance
• Cheltenham and Gloucester
• Clerical Medical
• Halifax
• Intelligent Finance
• Lex Autolease
• Lloyds
• St Andrews Group
• St James's Place Bank
• Saga
• Sainsbury's Bank
• Scottish Widows
• TSB

MBNA backed/linked credit cards:

• MBNA
• certain Virgin cards, apparently travel ones
• bmi (the airline)
• United Airlines
• Premiership (Football)
• Scottish League (Football)
• Breakthrough Breast Cancer
• WWF
• National Trust
• Dogs Trust
• RSPCA
• Play.com

National Bank Group Australia:

• Barnsley Building Society
• Chelsea Building Society
• Clydesdale Bank
• Yorkshire Bank

Nationwide Building Society Group:

• Cheshire Building Society
• Derbyshire Building Society
• Dunfirmlineshire Building Society
• Nationwide

Nat West:

• Nat West would appear to be in a group of thier own, without links to anyone else?

The Royal Bank of Scotland (RBS) Banking Group:

• Adam & Co
• Coutts & Co
• Direct Line
• Nat West
• Royal Bank of Scotland (RBS)
• RBS Coutts
• Tesco
• Ulster Bank Northern Ireland
• Virgin

Santander Banking Group:

• Abbey
• Alliance & Leicester
• Asda
• Bradford & Bingley
• Cahoot
• Carter Allen Private Bank
• Santander

Skipton Building Society Group:

• Scarborough Building Society
• Skipton Building Society

Sources:

http://www.lloydsbankinggroup.com/media1/our_brands2.asp
http://www.rbs.com/about-rbs/g1/our-global-network.ashx
http://www.moneysupermarket.com/c/news/who-owns-who/0003118/
http://www.nabgroup.com/0,,32844,00.html
http://www.nationwide.co.uk/default.htm
http://moneyfacts.co.uk/guides/money/who-owns-who-banks-and-savings/
http://metafaq.tescofinance.com/help/servicing_facilities/business_cc_online/RBS_group_review
http://www.mbna.co.uk/creditcards/directory.html
https://forums.moneysavingexpert.com/discussion/comment/19349125#Comment_19349125
http://www.moneysavingexpert.com/savings/safe-savings#whatcounts

Pott5y

Great list Hannah!! Well done on putting it together.

I know that Sainsburys Bank are affiliated to Lloyds

Marisco

And Woowlich are part of Barclays.

HellsGranny

Thank you for this Hannah, I'm looking to change my account, so it's come a the best time.

Tixy

Debenhams (store cards) are also part of santander. As is the paypal mastercard.

Might be worth changing the virgin one to call it virgin/mbna?

Edit - Also AIB group - allied irish bank and first trust bank

Hannah_10

Tixy I'm having trouble with Virgin, if you see the last in the list of sources they would appear to have links to RBS, and I haven't found anything about MBNA to date- what do you know?

NorthernLas

There is a list of linked banks in this MSE article to do with savings. http://www.moneysavingexpert.com/savings/safe-savings

You can either type in a 'bank' and see who it is linked to or alternatively see the full list.

Many credit cards are issued by MBNA (owned by bank of america) https://forums.moneysavingexpert.com/discussion/comment/19349125#Comment_19349125 and Virgin is listed. I am not entirely sure whether this means that the debt is with virgin or MBNA

Tixy

Hannah_10 wrote: »

Tixy I'm having trouble with Virgin, if you see the last in the list of sources they would appear to have links to RBS, and I haven't found anything about MBNA to date- what do you know?

They (MBNA) are part of Bank of America. Didn't think they were linked to any uk current accounts but not certain. Seems like it might just be Virgin's credit cards that are issued by MBNA.

Lok at the virgin site and then the 'legals' link and it seems the credit card is therefore different to the Virgin Bank Limited - a bit confusing.

Marisco

RBS is also the parent company of Churchill Ins, Direct Line Ins and Tesco Personal Finance.

Pott5y

Hannah,

MBNA are wholly owned by the Bank of America.

You are correct in that Virgin do seem to be linked with lots of other companies. I know that their credit card was backed by MBNA.

I had a quick look at wikepedia, another good site for info.

Hannah_10

NorthernLas wrote: »

There is a list of linked banks in this MSE article to do with savings. http://www.moneysavingexpert.com/savings/safe-savings

You can either type in a 'bank' and see who it is linked to or alternatively see the full list.

The trouble with that one is, they're not the same definitions for savings safety and money safety for debtors. So for personal savings two banks in the same group might have separate insurance if you like, when it comes to setting off (stealing from you) they have no such distinctions.

Will go through it now though to make sure I haven't missed any associations.