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comprehensive credit search help pls

Hi
Im hoping someone can help,Im in the process of starting my first Business,for which i was asked to provide credit searches for myself and the other partner,I used Experian Via Credit expert Online

I have now been informed that this was only a summary credit search and that they require a more comprehensive credit search,as far as i was aware the information i gave was the most i can get

How do i get a more comprehensive credit search and where is the best place for this

Thanks very much for your time
J

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    You should be able to get your full credit file from credit expert -- did you print out the full info showing all your credit accounts and history etc, details of any financial associations, aliases, previous address? List of credit searches/applications within the last 2 years? I wonder if you only printed a summary page?

    That said to get a total picture you really need to see the data from all 3 of the registered credit reference agencies, which are experian, equifax and callcredit. This is because not all creditors report all the info to every agency.
    You can get a statutory report from all of these for £2 each.

    By the way - who is asking for this info from you? If it is a bank who you have approached for funding they would normally do the searches themselves. Or are you hoping to get funds from a private investor?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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