Statute barred debt on credit report?

speedbunny

Simple question: once a debt becomes statute barred does it still show up on your Experian / Equifax reports?

Thanks

DarkConvict

Generally not, but credit files and statute barred are totally separate.

It is possible for old debts to show, and possible for new debts not to be listed. The credit file can only be used as an indicator.

Any debts over 6 years old though, should generally not be on file if the account is closed.

speedbunny

Thank you!