We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
What next?
Comments
-
It seems like a perfectly logical plan to me. I know BR seems scary but we have all been there and are still surviving. I went BR 3 years ago and because I had read everything on this forum for about a year leading up to BR I was well prepared and knew what would happen every step of the way - knowledge is power! Most people come back from the court saying "is that it? It wasn't scary at all". You are taking control of the situation - best wishes!!Speak to CAB/national debt line on Monday (Don’t Pay mortgage/secured debts as it will be used for rent and bond)
Speak to employer and ensure no complications will arise
Find a house (rental) and move in
Send keys back to mortgage provider (And ensure I do not sign any agreement for the shortfall)
Petition court for bankruptcy order
Does this seem like the right path, am totally kacking myself
:j :j
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards