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Friend owes me money

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Comments

  • lisa_75
    lisa_75 Posts: 555 Forumite
    Verbatim wrote:
    How did your call to the catalogue go Lisa? Hope they will take it over for you.

    Not very well. The debt is in my name, so it is mine.

    I am going to write my friend a letter with some of the great suggestions on this thread.
  • Sorry it didn't go too well with the catalogue, now you need to speak to your 'friend' and tell her that she is being a bit of a moo(but be a bit harsher) and tell her that she must pay you that money, do not take any guff off her, she owes you £150 pounds and thats what you want. Keep making the payments on the catalogue otherwise you will get into trouble and you don't need that.

    Good luck with the battle ahead, let us know how that goes...


    DO NOT TAKE NO FOR AN ANSWER AND KEEP ON HER BACK FOR YOUR MONEY!!!

    (oh, and then don't do it again)
    Proud to be me, proud to be who I am!!
  • If you're writing, send the letter by recorded delivery. She can't wriggle out of saying she didn't receive it if you do that!
    :eek: What if the hokey cokey is what it's all about? :eek:
    Official "Bring back Mark and Lard NOW! or else (please)" Member 16
  • You can get it transferred into her name, but she will have to agree to it.They will write to her, she will have to agree the sum of money, sign it, and send it back. It's a hell of a lot of paperwork. There may well be a charge for this (Littlewoods charge £12)

    Much less hassle to chase her up yourself, as a customer transfer should be the last resort.
  • I'm surprised that catalogue companies can wash their hands of the case. You are not a licenced credit broker and should not be in this position.

    1. Send a 'recorded delivery' letter to her detailing the balance outstanding. Request a reply within 7 days and include a self-addressed envelope.

    2. If no response and providing you have some evidence to back-up your allegation, warn all your mutual friends not to give her credit against their catalogues.

    3. I'd be tempted to tie another letter to a brick and post it through her new conservatory - being careful not to get caught of course ;)

    Don't get stressed. Write it off if you can. Ditch the catalogue. Revenge is a dish best served cold.

    Best wishes

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    I'm surprised that catalogue companies can wash their hands of the case. You are not a licenced credit broker and should not be in this position.GG

    Absolutely right, but it's just the catalogue's way of minimising risk. With the pittance that they pay in commission, there should be some built-in protection for their agents. Always used to be, but seems that the old profit margin rules.:rolleyes: :rolleyes:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
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