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Student Loans

Hi, Does anyone know if it possible to defer student loan payments - even if you are earning just above the non-payment threshold?

Comments

  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Hi Kit_F,

    I suppose you could contact them and ask, but don't think they'll let you defer it. If you are only just over the earning threshold they should not be taking too much money from you are they?
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    http://www.moneysavingexpert.com/loans/student-loans-repay#longterm

    new style loans, take 9% of income over £15,000.
    How it works? It's a much fairer system than the old loans as you repay 9% of everything earned above £15,000. So earn £16,000 and you'll repay £90 a year; earn £30,000 and it's £1,260 a year (see the Student Loan Calculator below for exact info).
    Can you defer repayment? Graduates from September 2008's intake and onwards will be eligible to take a repayment holiday of up to two years. The scheme isn't due to begin until 2011, so full details on how it€™ll work haven't yet been announced.


    If its old style
    Can you defer repayment? If you earn under £27,050 you need to write to SLC once a year.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
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