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Improving Credit Rating
I was in debt a few months ago and my parents thankfully got a £4,000 loan which i pay back £200 a month.
In the past i have had a few late payments and been refussed credit. I now have 4 direct debits set up which allways get paid on time. Please advise how i could improve my credit rating with my bank (Natwest) and if theres anything more i could do, thanks
In the past i have had a few late payments and been refussed credit. I now have 4 direct debits set up which allways get paid on time. Please advise how i could improve my credit rating with my bank (Natwest) and if theres anything more i could do, thanks
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Comments
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I'm afraid you just have to bide your time. It will take at least 18 months of prompt payment to boost your CR.
But simple things like being on the electoral role will help.0 -
didn't realise it took that long, Thanks for reply anyway0
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afraid so, for a significant boost anyway.0
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