We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Improving Credit Rating
Options
I was in debt a few months ago and my parents thankfully got a £4,000 loan which i pay back £200 a month.
In the past i have had a few late payments and been refussed credit. I now have 4 direct debits set up which allways get paid on time. Please advise how i could improve my credit rating with my bank (Natwest) and if theres anything more i could do, thanks
In the past i have had a few late payments and been refussed credit. I now have 4 direct debits set up which allways get paid on time. Please advise how i could improve my credit rating with my bank (Natwest) and if theres anything more i could do, thanks
0
Comments
-
I'm afraid you just have to bide your time. It will take at least 18 months of prompt payment to boost your CR.
But simple things like being on the electoral role will help.0 -
didn't realise it took that long, Thanks for reply anyway0
-
afraid so, for a significant boost anyway.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.6K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.6K Work, Benefits & Business
- 598.4K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards