I Need A £3500 Loan But My Bank Wont Give Me PLEASE HELP!

redpete

monty1989 wrote: »

Is there nothing I can do

Yes, get on the electoral role.

shmeeko69

monty1989 wrote: »

I earn £720 a month

Then here is my bills that come off:

£150 for digg money
£40 for phone contract
£30 for web services
£164 car insurance

Then I get charges for the over draft which can be about £40-£50


Is there any websites that will let you borrow money with no credit check or something?

Thanks
Jamie

Hi Monty

I think you will struggle in getting a loan at present due to your low income. First thing you have to do is get on the electoral role to give yourself more credibility. Try to renegotiate a better deal for your car insurance, as even although you are young, £164 a month seems a bit excessive, the next thing is sort out your web service bill - is that for broadband ? Finally ditch the monthly contract & get a pay as you go phone & only make calls & texts that are absolutely necessary. If you reduce you outgoings then, that will enable you to reduce your overdraft & eventually stop any future charges & from there you can look towards a more financially promising future.

Mark :beer:

ess0two

monty1989 wrote: »

Is there nothing I can do

Sell the car.

Better_Off_1983

It does not matter if you are on the electors roll or not, 5 years ago, I got a loan from my bank without being on there for 15,000.

PasturesNew

Better_Off_1983 wrote: »

5 years ago

Key difference.

5 years ago they'd have lent anybody anything, just for the asking ... AND probably handed out freebies too.

The world is a different place now.

izools

ess0two wrote: »

Sell the car.

+1, totally agree.

I NET £1,450 a month soon to be £1,780 with a change in hours and I wouldn't dream of the expense of a car - and insurance would only cost me £50 a month...