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Made a start...

Well I called one of my debt company's that have been chasing me and made a payment of £131 to settle the account. If I can do this each month I hope to get rid of all these company's and their horrible letters by Christmas and I can start New Year with a clean slate!

I'm now off to my my credit union to sign up and start paying regular money in to an account and this can act as a safety net should I need it in the future (rather than relying on credit cards and Provident Loans).

Feeling rather chuffed with myself :rotfl:

The icing on the cake would be if my PPI claim is held up and I get some money back from Welcome.

Thanks for everyones support and advice along the way :T:T:T

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