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Signatures on letters??

I have just been reading several different threads on MSE where the advice given seems to be that you must not personally sign any letters that are sent to creditors or their DCAs.

I have just sent all my creditors full and final offers and I have signed everyone of them personally.

Need I by worried? What can /will they actually do with it??
adde parvum parvo magnus acervus erit
Add a little to a little and there will be a great heap
;)

Comments

  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nothing you can do if you already sent them.

    The advice for not signing them in simple. Creditors and debt collectors have been caught red handed in terms of forging credit agreements. They super-impose your signature on a new agreement, given they have lost the old agreement.
    They aren't going to do it everytime, and i think it is fairly rare for it to happen as it is fraud in the fullest sense. Unless your planning to ask for copies of all your agreements, and even then, i would not worry about it.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • Pott5y
    Pott5y Posts: 504 Forumite
    Nothing you can do if you already sent them.

    The advice for not signing them in simple. Creditors and debt collectors have been caught red handed in terms of forging credit agreements. They super-impose your signature on a new agreement, given they have lost the old agreement.
    They aren't going to do it everytime, and i think it is fairly rare for it to happen as it is fraud in the fullest sense. Unless your planning to ask for copies of all your agreements, and even then, i would not worry about it.


    Really I would never have believed they could stoop so low!! ;)

    Joking aside, thanks for the re-assurance! I had a bit of an feeling that may be the reason but was not too sure.
    adde parvum parvo magnus acervus erit
    Add a little to a little and there will be a great heap
    ;)
  • chuckley
    chuckley Posts: 4,405 Forumite
    Part of the Furniture
    Interesting! Im still to send letters to companies (have emailed for now as I don't have the funds to post recorded letters), so this thread has opened up my eyes! My starts today was sayin to be careful of any letters I send aswell. spooky!
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    if you signed up before, cant really see it matters
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Cabot copying a signature.

    Problem is, they copied the brothers signature (who wrote the letters) onto the sisters credit agreement! - http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/259518-cabot-deceitful-dirty-tricks.html
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
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