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D'oh! Better get started... I wanna be Mortgage Free!!

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Comments

  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Hi Froggy
    Sorry I haven't been by in an age. Sounds like you are still doing well.

    We made the mistake of preparing for snow and considering swapping to winter tires- it hasn't stopped raining since :D
    I hadn't even considered cashback for tires.
    2019 fashion on a ration 0/66 coupons
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    *Jellie* wrote: »
    Hi Froggy
    Sorry I haven't been by in an age. Sounds like you are still doing well.

    We made the mistake of preparing for snow and considering swapping to winter tires- it hasn't stopped raining since :D
    I hadn't even considered cashback for tires.

    Hi Jellie

    Nice to see you back around here :D

    Froggy ;)
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Morning all!

    First of all, happy new year to all my fellow MFW's and very best wishes for 2013! :j:j

    I had a good new year's eve with friends... Was in bed by 2.30am.. I think I am getting old :o

    Bank accounts reconciled this morning and looks like there was a bit of an overspend over xmas which will have to be covered by TCB, £co and xmas money.. In real terms, that means that it is unlikely there will be any significant addition to the pot comes the end of January..

    I also need to make sure I reach £3600 in the pot by 10th March to get the interest paid on my 8% FD saver..

    In addition, I need to budget for the following:

    2 new tyres 130.00
    Ferry to France 373.00
    MOT 39.00
    Car service 249.00
    Car tax 130.00

    Total 921.00

    Clearly, the above money, I currently not have and I don't intend to use my savings for it.. There should be an additional £50 comes April, due to increase in personal allowance.. I should get a small payrise in March along with annual bonus.. It's going to be tight, but I am sure I will make it.. Oh, there's also no council tax in February & March..

    Last night dinner was yummy.. Chicken with a bacon & leek creamy peppercorn sauce with parmentier potatoes.. Lush :p

    Cheers

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Happy New Year Froggy!

    Wishing you all the best.

    That dinner sounds lovely - might have to steal that idea!:rotfl:

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Froggy-G wrote: »
    Hi Jellie

    Nice to see you back around here :D

    Froggy ;)

    Thanks Froggy
    Happy new year to you.
    I'm feeling really old as I didn't even stay up until midnight!
    2019 fashion on a ration 0/66 coupons
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    I have been really busy tonight.. My whole place is clean & tidy (well almost).. GG must have sent her paperwork Gremlins :eek: as the pile is growing out of control..
    A bit of ironing awaits, but don't worry Tilly, I will shortly get onto that.. ;)

    I had a good day at work in the end.. I was expecting it to be very busy, but it wasn't, so I ended tying up loose ends that I had meant to do a while ago.. I am sure it will get busy soon..

    So, I feel in control.. Xmas overspend will be managed and I will soon be back on the right track to achieve my goals..

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • edinburgher
    edinburgher Posts: 13,934 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Excellent - in control and it's only the 2nd of January :T
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Excellent - in control and it's only the 2nd of January :T

    Thanks Ed! :j Long may it continue!
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Ironing done! :j I will avoid a Tilly's telling off! ;)
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Oh Froggy, I was just on my way over to do it for you :rotfl:

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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