Wed 28th July - What small DFW things have you done today?

determined_new_ms

:)When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


morning everyone :wave: I am up with the larks again today - starting work at 8 so need to leave here at 7.15... So thought I would get us started







so today i have/will:

• [STRIKE]read martin's email[/STRIKE]
• [STRIKE]signed up for the free fridge offer [/STRIKE]:D
• [STRIKE]checked banking [/STRIKE]- no change, but very thrilling to have a positive balance!
• [STRIKE]post npower cheque (using work envelop )[/STRIKE]
• [STRIKE]post friend's birthday card (using work envelop )[/STRIKE]
• [STRIKE]post lovefilm[/STRIKE]
• reorder shower hose
• print off paypal refund details for the royal mail insurance
• [STRIKE]small bath in a moment[/STRIKE]
• [STRIKE]left overs for lunch[/STRIKE]
• take something out of the freezer for oh to make for tea
• [STRIKE]get orange wednesday text for cinema with dd tonight (pray it goes better than last week....)[/STRIKE]
• [STRIKE]charge phone at work[/STRIKE]
• get drinks/sweets at supermarket for cinema
• water toms tonight
• [STRIKE]cut chillis off of the plant - looks like its dying[/STRIKE]
• hm bread
• [STRIKE]update work expenses for yesterday[/STRIKE] (extra £20 for mileage - £10 to put back into petrol and £10 off loan )

ok that's me. Have a great Wednesday everyone x

catmiaow

Morning all,

Wow its quiet today!

Thanks for starting the thread DNM. Fay for the kind message yesterday, very nice of you!

I have:

Seen to pets
Rubbish ready to take out
Emailed people back
Done some comps
Checked bank

I will:

Have a shower
Clean bathroom
Vacuum upstairs
Make bed and make upstairs tidy
Go and see my mum
Wait for estate agent later and have a chat about fees(try and get money off)
Use free texts and mins
Clean kitchen before estate agent comes over
More comps
Poss dance class
Dinner from stores

Hope everyone has a good day!

pixiechick99

Ah - looks like there are 2 threads today! I posted on the other one - didn't see yours DNMS, even though you started 1st:rotfl:

determined_new_ms

millyscarlett wrote: »

Ah - looks like there are 2 threads today! I posted on the other one - didn't see yours DNMS, even though you started 1st:rotfl:

ah usurped Milly :rotfl:

Wannabe01

Hello Everyone,

Hope everyone is having a good day!




My jobs for today:

• Catch up with emails - done
• Check onepoll -done
• Tidy the kitchen
• Catch up with Facebook - done
• Check online banks - done Got more than I thought :j
• Competitions - done
• Catch up with laundry - hang outside if it stays dry 1st load in the machine and another load washed last night is hanging on the line
• Update online diary
• Post cheque back to client
• Check mystery shopping sites - done - Got another 2 jobs :j
• Feed dog and cats - 1 done
• Catch up with Ebay - done
• Read Martain's email - done - Applied for the freezer
• Take meat out of the freezer for dinner - done
• Clean and hoover downstairs
• Post mobile
• Sort through paperwork and deal with anything urgent
• Walk dog - free exercise - 1 done
• Look into new freelance jobs
• Catch up with the ironing
• Do an online T shop - using a list
• Spend some time on the wii - cheap form of exercise
• Do some OU course work
• Sort work lists for the rest of this week - done
• Look into pinecone - done, Just waiting to see what happens now
• Catch up with party plan work
• NSD - done
• All meals from stores - done
• Complete copywriting work
• Look into prices for school uniform
• Look into new clothes for going away - use the vouchers
• Gather remaining pictures for ebay

I think that is everything that needs done today.

La_escocesa

Hey everybody :wave:

Here are my DFW tasks/feats/accomplishments of the day:
· Post make-up sold on e bay to nice prompt payer
· Bit of voluntary work - good for experience and CPD and I feel helpful
· Got 5 games cheap - can sell on for more
· Brought my lunch to work (feel like I haven't done that for a while!)
· Enjoyed free cuppa
· Clear out 2 'cubes' at home - have a unit made up of 20 cubes/shelves/baskets and it gets really messy
· Might start my latest knitting project with loads of wool I found in the first cube ^ I cleared out

Catch up with you lot later!

Ooh quiet today! (has the other thread been deleted now or is the other thread busy...will go check now...)

xx

picasso2

Hello everyone , I'm not around much at the moment due to family crisis:( But i'm trying to be as careful as possible moneywise.

Today I have renewed my home insurance just before it expired. Last year I paid £432 :eek: , their quote for this year was £684 :eek: despite no claims !!!!!

Ive just paid £218 for same level (if not better) am very pleased with this :D

Other than that not much but always keeping an eye out for the best deals - car insurance up for renewal soon and quotes so far show I will save a lot though will need to add in my brother so he can drive my car in emergencies.

Keep well and keep up the good work :T

Lemon_Tree

hi everyone
today i will/have
update accounts - it's payday so i can now update signature and numbers again
do free scratch cards
stick to diet, oh it's hard not eating chocolate and crisps - i miss them
taken lunch to work and tea from cupboards
see if i can sort out Asda cc access
see if i can finally get rescue cover at greenflag via quidco
clean bathroom

pixiechick99

determined_new_ms wrote: »

ah usurped Milly :rotfl:

Oh it wasn't me that started the other thread - you won't see me up that early during the hols!!:rotfl::rotfl: I just pootle along around 9am...a much more civilised hour I think;);)

Wee_Jo

picasso2 wrote: »

Hello everyone , I'm not around much at the moment due to family crisis:( But i'm trying to be as careful as possible moneywise.

Hope you're okay Picasso :grouphug:

Wee_Jo

Hi everyone! :hello:

I am not sure which thread to post on, so I’ll just post on both :rotfl: I think I have been quite DFW today…despite it being another rather crazy day at work! Am up to date on my work now, so I feel I can have a few minutes to post on here! (She said, convincing herself!)

Okaaaaay, so, on my list today:

• [STRIKE]Cycle to work[/STRIKE]
• Cycle home from work
• [STRIKE]Drink free tea at work[/STRIKE]
• [STRIKE]Charge phone at work if needed[/STRIKE] Not needed
• [STRIKE]Call bank and get password sorted (I forgot it – ooops!)[/STRIKE]
• [STRIKE]Transfer money to joint account[/STRIKE]
• Email Mummy
• [STRIKE]Bring lunch in from home [/STRIKE](it was YUM – homemade KFC)
• [STRIKE]Renew library books[/STRIKE]
• Read Martin’s email

That’s all I can think of so far….looks like quite a short list – hopefully that means I’ll achieve stuff!

Savingforarainyday – what is a courgette cake?

Chat later!

Jo