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Britannia Mortgages- First time buyer

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  • GMS wrote: »
    Are Britannia aware that the purchase price is 90k? Lenders usually base their lending against the lower of the purchase price or valuation. If you have borrowed 90k with a 90k purchase price you have in effect a 100% mortgage. If the lender are not aware of this then it could fall apart on completion

    Yep, Britannia know the purchase is £90k. I borrowed £81k.
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