Hoping for a better 2011

Angela84

Huh, still no baby.
Readings were good, bill is still £180 but was expecting a lot higher. Paying a chunk to littlewoods tomorrow. Got my landlord cheque today so that's straight to the bank in the morn.
Had a good day today, swapped our lounge and dining rooms round, am chuffed with the results! Picked up ds from friends who'd taken him to safari, gave them a voucher so got them all in free, had given him spending money but that all came back, very kind. Dog has started tablets now so fingers crossed sorts him out.
Off tomorrow to take DS to buy baby a teddy from teddy bear factory. Got a voucher, so saving £3! and maternity clothes finishes tomorrow, fingers crossed it goes up from £4!

Angela84

Official now this baby is later than DS1. Can't believe it!
Got a lovely teddy from teddy bear factory yesterday. DS1 recorded a sweet message, so he says 'love you' when u squezze his tummy. How cute!
Maternity bundle only went for £20, but oh well, better than nothing.
Attempted yesterday to pay off all littlewoods. Told card didn't work. Thought it was really odd as had just transferred money online onto the card, but thought maybe because I'd only done it 5 mins previous. So tried £100 on other card, all that I had left. That went through. Went to check what had happened to first card and money, and long story short, bank says apparently the £170 did go through. So I'm left with nothing, overpaid littlewoods £100, and have to wait till tomorrow to sort it out and get a refund.
So I'm sat here unable to go to tesco and it's all littlewoods fault! God I hate them!

Just want to get LW closed, them house of Fraser, pay off N Power, and then put all my spare pennies into the house improvements, the more I look around, the more I want to do.
OH is looking for an estate for mr with money from his car sale, so fingers crossed we get something soon.

Angela84

Happy due date to me! It seems the baby didn't get that memo though.
Got to go to the PO today to post off these maternity clothes, got a couple more things on Ebay for the next few days, and just downloaded the ebay selling app so can just put little things on when I find them mush easier now.
And got to pay in cheque from landlords deposit also.
Got to sort out this littlewoods thing this morning, get my money back and then off to lunch with nanny.
My sister is coming down again tomorrow for a couple of days again, so thatll be nice for a help around the house.

Angela84

1 day overdue...
Sister is down now, which is helpful. Littlewoods money sorted, cheque from landlord cleared, first maternity allowance paid, and child benefit paid. Almost choked when I saw my bank account, having had £6 in there yesterday! That's it, clearing littlewoods and house of Fraser in the morning. Wanted to do it before baby got here, so maybe that's what he's waiting for! In fact, gonna do it now!
MIL was down today, got a top for her which I'd forgotten about, so she gave me £35 I was expecting!
Poor OH sliced his finger open last night trying to put in a new bath panel, so went to the local hosp but it was closed, so I've just strapped it up. That'll be a story to tell the baby that daddies scar is because daddy is impatient and was trying to keep
himself busy waiting for his arrival.
Posted eBay stuff, got a few more bits of tat going on now, enjoy having something to check each day, even if only a few quid.
Got first 'charges' response back today, barclaycard telling me they can't find my account. Gonna have to work out another way to find my old account number, hmm.
Midwife in the morning for a 'sweep', fingers crossed that gets things started!

Angela84

2 days overdue...
Midwife said Im already 3 cms, so thats good, but still no contractions, pains, labour etc!

I have paid off my Littlewoods and House of Fraser! Thats it now, the loan will slowly drip away, and the overdrafts will be tackled when I can, but in my mind the interest earning parts of my debts are finished! No more late charges, no more 39.7% APR's, no more any of it.
Not sure if it will help or hinder my credit rating to keep these accounts open, or just close them down now.... Will leave them for now, but don't have the H of F card, or a catalogue for LW so certainly won't be buying anything with them.
Just got my gas and elec bill to come through and then I won't be receiving any letters asking for money.
So now thats all sorted, can happily skip off to hospital and chill out for a few days.
Need to remember to cancel my mums experian account I did for her the other day, after copying the info down.
And just have my stuuupid dongle £25 a month Tmobile rip off Ive still got to pay until Dec to think about.
And saw the other day OH has a gold Natwest advantage thingy. £12.95 a month for nothing. Need to get this cancelled! God only knows what else he's got going on in that account!

Angela84

Well he arrived! Yesterday morning, 11.36am, after being in hospital 2 hours and only a bit of gas and air. Have had to stay in overnight as had an irregular heartbeat, but should be going home shortly.

So no money saving news, but who cares! Got a beautiful baby boy!

pennywisepoundstupid

Congratulations Angela, hope you and baby are both well and well done paying off LW and HOF.

Angela84

Thanks Penny, we're both doing great!

Needless to say the last few days have been NSDs! Off out for our first trip to Tesco tomorrow.

Angela84

Dear, didn't feel well so had to abandon tesco trolley half way round.
The bank must be wondering what's going on, what with nothing moving on any account now for over a week!
Ringing tax credits today to add on this little one, although kept getting cut off yesterday, so bloody frustrating!
Have to sort out other house to rent out asap, just sat there doing nothing, very annoying.
When back in a routine in a few days will be looking into charges reclaiming, got letters back from Santander so far, so will see what happens.
Sorting fitted wardrobes this weekend so very excited about that!

Got to get tickets to o2 for a tennis thingy, that'll be nans Xmas present I think. And going to take DS 1 to Disney on ice for half term as a treat for his first half term.

Less than 9 months to the wedding now, so that will be the next project. Although have been talking about a Xmas christening also so may plan that at the same time. Still, with DS1 starting school should have some free time, if DS2 behaves!