LCS Solicitors letter

Bashy

New thread as advised,

Hi all

Got letters from 1st Direct and now a letter today from LCS Solicitors this is an old Dept about 5 years from HFC bank Ltd for £616.

I not responded to any letters i have had over the last 5 years and no longer own a house was passed to X wife in devorse, I have nothing i own to give them and i sure i have a couple of CCJ`s from about 5 years ago too.

All this from a bad devorse

Should i just carry on doing nothing because to be honest if they file for an other CCJ i dont care less (they all had the full £30,000 shared between them all from the devorse sellement from 5/6 years ago)

Or do i make an offer

Letter,

i29.tinypic.com/2crrmmw.jpg

Please put http:// infront of the tinypic as the site will not let me put links up
Many thanks

dancingfairy

If you are in England then after 6 years it will become statute barred if you have made no payments or acknowledge the debt in writing. It is likely that lcs solicitors have bought a job lot of old debts and are trying to chase them before they become statute barred.
If you are in Scotland then the statute barred period is 5 years I believe.
I'm not sure what to advise you to be honest.
df

Fribourg

I suggest you should send them a prove it letter, that should buy yoiu some time, or even a CCA Request letter. The sooner the better

Bashy

Think i will try and see how long its been first i think

fatbelly

Note at the bottom of your letter:

LCS Solicitors is the legal division of 1st credit

i.e. same sharks, different letterhead.

It's a standard threatogram. No reason to change your strategy.

Bashy

I will do nothing untill i can find out for sure how long ago this was cheers for your help