Debt calls for previous occupier

Joonyer

Hi all

We bought our house at end of March and ever since then, we've been getting mail for the previous occupier (he was a tenant at the time).

Today, I had a text sent to my house phone which said "This is a message for <name> We cannot hold off on this any longer, please call us on 0844..." etc.

They are these guys and look quite genuine:
http://www.creditresourcesolutions.co.uk/ (If this is considered a plug or something please delete it)

I've called them back and left a message as they were busy, but I'm concerned - could bailiffs come into my house? I know they're not meant to but you hear about it don't you!

Also, how could they have got my home number? It's a brand new line in the last couple of months...

help appreciated!

cheers
Matt

jacnorm

We had this when we moved in to our house if you call them and speak to them they will eventually stop calling. We had several people calling at all hours but it was the people who had the number before us that they were trying to contact .

piccalilli_2

Keep putting the mail back in the post with "No Longer At This Address" on the front - they will soon (hopefully!) get the message.

katsu

If they are debt collectors just return the mail and if they call you just say the person does not live here any more. It happened to us and I got way more stressed than I should have. It is not your debt so you are not responsible for dealing with it.

I did get involved with sending out proof we had bought the house to a firm called High Court Bailiffs - I presume they were really baliffs, but I don't think I really needed to.

I had some hillarious phone conversations - they asked me to prove we weren't Mr & Mrs X and how could I prove the X's no longer lived in my house - maybe they lived with us! I suggested they came and sat at the end of the garden path to see if the X's ever came in or out (assuming they knew what Mr & Mrs X looked like?) and asked them quite how I could prove I did not know where the X's now lived. Very surreal.

MarsdenCuckoo

Looking for some, hopefully, quick guidance on a slightly different (but similar) subject matter.

If an adult, still living at home with his parent(s), is prejudiced by (i.e. refused an account) due the parent'(s) adverse credit rating/past endebtedness to the same company, is he protected by law and/or any Human Rights issue? Anyone know the actual legal position?