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Adding to an existing loan

Is it right that when you currently have a loan and take out another with the same bank you've to borrow more and pay the existing loan off and essentially have one combined loan? Surely this means paying more than two seperate loans? Any help?

Comments

  • It is not compulsory to refinance the first loan with the second.

    However whether you would get a secod loan along side your existing loan will depend on the creditors scorecard and your ability to pay both amounts.
    I have a cunning plan!
    Proud to be dealing with my debts.

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