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Best to apply for loan in joint or single name?

We want to consolidate our debts by getting one loan and paying the rest off. I dont know whether its best to apply in joint names, tell them of the other loans but having a better chance as we have joint income. or..
apply in my name only (most of the debt is in my partners name) just get a normal loan but i have a lower income?

What way would be my best chance of being accepted?

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    your income?
    your debts?
    your credit record?

    his income?
    his debts?
    his credit record?

    joint debts?
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