Just a quck query

Ames

Hi guys. I probably know the answer to this already, but want to be sure.

I've got an old Barclaycard debt that hasn't been chased for a couple of years. I keep getting calls from Calder financial acting on behalf of Barclaycard but they refuse to write to me because they 'don't deal in writing'. My plan all along has been to do a CCA request when it resurfaces. I'm just not sure what to do now. So should I

1. CCA Barclaycard direct.
2. CCA Calder, which since I don't have an account number or reference or anything will be difficult.
3. Send a prove it letter to calder, with the same problems as above.
4. Ignore it until someone somewhere writes to me.

I don't even know if it's my barclaycard account they're chasing, since I haven't had anything in writing from anyone about it.

Tixy

I'd still go for option 4.
On the basis that the longer it goes on then the closer it gets to ultimately being statute barred. And in principal because how dodgy does a firm have to be not to 'deal in writing'?! Actually it would be great to get that recorded, I'd love to see how a judge would take such an attitude if they ever tried taking you to court.

If they do ever contact you in writing then go for option 3. Then if they come back with something option 2.

Marisco

And also tell them next time they phone, you don't deal with phone calls;)

Ames

Thanks guys, I'll leave it for now and then take action if the phonecalls get too much. Once a day I can cope with, maybe one day they'll ring when I'm manic and I can have fun with them!

I agree it's dodgy, they keep saying 'oh so you'll write to us then'. 'er well you'll have to write to me first cos I don't have your address or anything'.

Muppets.

Numpty_Monkey

I'd go for option 4 aswell, and i like Marisco idea

If you know what your doing you can have fun on the phone
https://forums.moneysavingexpert.com/discussion/741653

podperson

Each time they call simply say to them that you will not deal with them until they put in writing to you what the debt is for and then hang up. They will either get round to writing out or give up. It's what I've done with all the debt collectors who kept ringing me and got rid of quite a few of them

Ames

Cheers.

Numpty, I read that thread whenever I'm feeling in need of cheering up, it's fantastic.

Pod, I'm doing that now but they don't seem to grasp it. Maybe none of them can read or write...