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Spent loads nothing to show for it!

hello MSEs

I saw martin on the TV this morning about student debts and things

I have a load of loans from banks etc and credit cards....

I m having trouble repaying - so took up gambling as an answer... a big mistake.....blew 1000s.

I ve been looking around the net....

Has anyone used Cleardebt? Or any other of the IVA companies - there are so many out there. Do they all do the same job?? Or do some reduce the debt more than others - I think someone should carry out some research on these companies! Hint Martin!!!

Anyways thanks for listening

Comments

  • Why do you think IVA is your best solution?

    Have you contacted one of the debt charities (links above) or sought any kind of independent debt advice?

    No all IVA companies are NOT the same, some are no better than lying cheats, others are just about OK and some are honest, if an IVA really is your best option then I would contact one of the aforementioned companies and they will put you in touch with a reputable company.

    I have not heard of the company you mention so I couldn’t give you an opinion of them.

    WG x
    All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

    DFW Nerd #132
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