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Early settlement fees

Hi
I have 2 TSB loans and want to settle both. Is it advisable to let the FULL final payment come out of the direct debit or is it better to leave just a few pounds for the last payment.

I phoned TSB to ask them but I guess understandly, they said they wouldn't help me avoid the Settlement Fee which is £184 on one and I dread to think on the other!

Advice please?

Thanks

Dan:beer:
In the red at LBM £25,703 on 20/01/10
Debt as at 20/07/10 £25012
Target debt free date 05/01/14Crazy Clothes Challenger 139 = 8/100
PROUD TO BE DEALING WITH MY DEBT
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