Got bank charges back

cocalls

Thought i'd missed the boat with the reclaiming bank charges thingy but ive just got a letter through the post this am from hsbc offering me 315 quid back its only 70 less than i asked for so i am going to grab it while i can, they refused me anything in the first letter then i sent them a LBA (letter before action) and hey presto they deliver! Still waiting from news from the OH's bank as he's trying to claim 1700 (of which he's promised me 10% for sorting it all out for him) trying to add smilies but they dont seem to work but i personaly am beaming from ear to ear!!

piglet6

Nice one, cocalls - well done!:T :j £315 is £315 and not to be sneezed at!!:D

Fingers crossed for OH, too...;)

Piglet

jen30_2

Well DOne - That's great news.

Good luck with OH's claim.

aimme13

well done.......great news.......smilies not working for me either so you have to visualize them :-) :-).......

Laurenbelle

Well done!!! Have they closed your bank account?

keith_lard

WELL DONE!!!!!!!!!!!!!!!!!!

Me next!!

K.

yung

well done, I was ecstatic when I got my £30 charge for a missed DD back form nationwide.

leni

well done :T

I sent the first letter but haven't heard anything - it's now time to send the LBA! wish me luck! £223 could come in very handy!:o

shayshay

Yep it does happen, but I wouldn't encourage everyone to take a proportion of your request as they are legally entitled to pay it all and if they still dispute it and you have to file a claim not only do they pay that back but the cost of the claim and 8% interest. My missus has just sent LBA to nationwide for £1800 and I am halfway through claim with Abbey for £4500 and have no intention of negotiatinmg on either and if they both go to claim 8% is quite a nice bit extra.

Still like you say a payback to a fellow DFW is great news.

cathybird

well done you. no more than what the banks deserve

cocalls

Laurenbelle wrote:

Well done!!! Have they closed your bank account?

thanks for all your support no they didnt close my bank account-we're valuable customers (always overdrawn LOL)

The thought did cross my mind should i hang on for the extra plus the 8% but i'm starting a v busy & stressful PGCE next week so i didnt want to be distracted