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Freedrickson International/Arrow Global
chris198
Posts: 35 Forumite
Hey people i need your help, just recently i recieved a letter from Fredrickson demanding a payment of £362 they were collecting on behalf of arrow global communications for an old Orange account.
I do remember having an old orange mobile account that i was paying to a dca but this would of been around 3 to 4 years ago. Now i dont have any proof of paying this debt off but i am almost positive that i did. if they can prove that i still owe the money then i will gladly pay. I havent got a problem with that its just i havent a clue who these people are and i dnt wanna just pay out all that money! i have sent them a cca request letter and all they sent me back was a statement of account that didnt look original more like something they had put together.
It gave me the previous adress i lived at with an account number but no mobile number and then a load of dates starting in 2004 and the last payment in 2007 to a DCA direct legal!
could you advise me on what my next move should be? either just pay off the debt or is there more infor i should be asking them to provide?
Thanks for advice
Chris
I do remember having an old orange mobile account that i was paying to a dca but this would of been around 3 to 4 years ago. Now i dont have any proof of paying this debt off but i am almost positive that i did. if they can prove that i still owe the money then i will gladly pay. I havent got a problem with that its just i havent a clue who these people are and i dnt wanna just pay out all that money! i have sent them a cca request letter and all they sent me back was a statement of account that didnt look original more like something they had put together.
It gave me the previous adress i lived at with an account number but no mobile number and then a load of dates starting in 2004 and the last payment in 2007 to a DCA direct legal!
could you advise me on what my next move should be? either just pay off the debt or is there more infor i should be asking them to provide?
Thanks for advice
Chris
0
Comments
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A CCA request is not suitable for a telephone debt - it is a service agreement not a consumer credit agreement.
The first letter you should send to any DCA is the prove it letter - asking them to prove you owe the money and prove they have a right to collect it.
http://forums.moneysavingexpert.com/showpost.html?p=11570893&postcount=2A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Thanks for your response, so would you say that because they have sent me a statement of account that would be enough to proove that the debt is mine or do i need to ask them to prove that they have the right to pursue this debt?
any more help and advice is greatly appreciated
Thank you
Chris0
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