please could someone check this agreement!!

taylor_made

hi all
please could one of you helpful, knowledgable peeps take a look at this agreement and check if it is valid or not
many thanks

http://i989.photobucket.com/albums/af18/dazzawin/cooploan.jpg

http://i989.photobucket.com/albums/af18/dazzawin/cooploan2.jpg

BigCraigJohn

Imo its enforceable + I think after 2007 the rules changed but i'm not sure exactly. However does have nasty single premium ppi added so if that was missold you can reclaim that + interest and they will re structure the loan. You will be able to cancel it regardless.

handyman123_2

Hi, go onto the unenforceability thread and enquire there. You will find the help you need. Pages 1 onwards has a checker that will help you self check your agreement.

Hope this helps in some way.
Cheers, handy.

handyman123_2

Hi BigJohn, beat me to it:beer::beer:
Cheers, handy.

DarkConvict

Looks enforceable to me.

taylor_made

hi
thanks for input, wish loans forum were a bit more helpful, less judgemental
thanks

eschaton

taylor_made wrote: »

hi
thanks for input, wish loans forum were a bit more helpful, less judgemental
thanks

Looking for selected answers were you?

taylor_made

please do go away, have you nothing better to do than look for arguments? what a sad, sad person. all i was looking for was clarification of a certain position, grow up you idiot

BigCraigJohn

I think what Mr Moral Highground forgets is that firstly there is no loophole or people trying to get out of paying. We are not talking typos but serious mistakes or even no contract.
Most people will be at desperation point before they look at the enforceability.

Mr Bloggs writes to bank advising he's lost his job and cant afford the £100 a months, tells bank he can pay £10 till he gets a job expecting bank to be understanding.
Bank decline and say they wont accept it. Threaten all sorts. Bank default customer(or should that be cashcow), terminate account and sell to DCA who continue to harrass you and wont accept your reduced amount, threaten court and make your life a living hell.
Mr Bloggs googles for advice and finds about cca s77-79 so sends request. Bank reply with sheet of bog roll, Mr Bloggs gets his life back and can afford to feed his kids and put clothes on there backs rather than paying greedy unhelpful banks.

DarkConvict

Yep, its a two way thing. As they say banks will give you an umbrella and take it away when there is a forecast of rain.

If you owe them only and are unable to meet the amounts set on the computer screen, they are not nice or understanding.

oscar52

Taylor made.

I did try to comment on your other post, unfortunately, I snapped at the bait being laid down and got involved in an arguement there.

As DC has said above, it looks enforceable, and contains all the relevant information. However, you may, as advised, be able to get the PPI refunded (given the screen shots show you did not ask for it.)