We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.
Undischarged bankrupt-Ipa/ sudden expense advice please?
Minxz
Posts: 840 Forumite
Hi all,
We both went Br last November, and my partner has to pay an IPA each month.
We have been managing okay, but our fridge freezer has suddenly started going wrong.. it won't last the month I think, it's ruining food, and we cannot afford to replace it.I looked at the price of cheapest we could find ones, refurbished one etc, and even then we'd need about £200.. am I right that if you email/contact your reciever ( who is actually very friendly
) that they can change an IPA for one month if you have a sudden expenditure that is unavoidable, so you can afford it? If so, how does it work.. do we need to send her reciepts etc??
It was suggested that we 'use the plastic'.. Lol..by someone who doesn't know, and can't understand why we don't just use a CC.. no can do.. !!
Any ideas please?
Thank you!!
We both went Br last November, and my partner has to pay an IPA each month.
We have been managing okay, but our fridge freezer has suddenly started going wrong.. it won't last the month I think, it's ruining food, and we cannot afford to replace it.I looked at the price of cheapest we could find ones, refurbished one etc, and even then we'd need about £200.. am I right that if you email/contact your reciever ( who is actually very friendly
) that they can change an IPA for one month if you have a sudden expenditure that is unavoidable, so you can afford it? If so, how does it work.. do we need to send her reciepts etc??It was suggested that we 'use the plastic'.. Lol..by someone who doesn't know, and can't understand why we don't just use a CC.. no can do.. !!
Any ideas please?
Thank you!!
0
Comments
-
freecycle or I guess if you have contents insurance?0
-
It's not damaged, so contents is no good
0 -
You can put a wanted ad on freegle/freecycle. Have a look in your local paper and buy a cheap second hand one.
I have seen on the boards where people have asked to miss a payment and they have been able to, though some haven't.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0 -
what part of the uk are you?It is nice to see the value of your house going up'' Why ?
Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
If you are planning to upsize the new house will cost more.
If you are planning to downsize your new house will cost more than it should
If you are trying to buy your first house its almost impossible.0 -
Surrey.
i've scoured the papres, the local gumtree ads etc, and ebay, so will just have to keep my eyes peeled. at least it's working.. and we have warning to replace it rather than it just stopping suddenly!!0 -
All of the above are excellent responses but if none of these work, then just phone, write or email your OR to explain the situation. Generally, they are very understanding and will come to some sort of arrangement with you.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards