We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

HELP! Do I send Letter A, Letter A&B or send letter A and say C verbally?

I'm dealing with Moorcroft and in tomorrows post I need to send them a letter which basically says that rubbish you sent me wasn't a breakdown of my debt, I require a proper breakdown. Although of course I have written it better than that!

But they've been bothering me on the phone since I wrote it a few days ago and now I also want to send them the stop calling me you toads letter from Niddys thread.

The only reason it was written a few days ago to be sent tomorrow is I haven't had money for post but tomorrow is payday.

This is the letter I was going to send. And this is Niddys letter.

Alternatively there is another option which is read them a get lost statement (which is here) by phone but that means answering the security questions. While I don't mind answering them it's something I have previously been advised here not to do and so I'm wondering if the get lost statement will still work in that case?

So what would you do?
I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
(Ok, one of them is powerless, spiders can be nasty.)


As of the last count I have cleared
[STRIKE]23.16%[/STRIKE] 22.49% of my debt. :(

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Probably put together a combination of A+B.

    Unless you are very comfortable telling these morons to "get lost" over the phone, then probably best not to go with C on top of A+B.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Hannah_10
    Hannah_10 Posts: 1,774 Forumite
    Thanks Fermi, anyone else care to offer a point of view?
    I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
    (Ok, one of them is powerless, spiders can be nasty.)


    As of the last count I have cleared
    [STRIKE]23.16%[/STRIKE] 22.49% of my debt. :(
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.