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Newbie!

penny698
Posts: 35 Forumite
Just wanted to say hi, and thankyou to you all.
i have been struggling with debt for many years and only recently decided once and for all to do something about it. I have contacted payplan and the wheels are in motion I am currently £25,000 in debt.
I spent a whole day reading everyone's comments and cried as I felt there are people who understand, everyone I know just have a go at me!!!
Thank you, this is just the begining but feeling so much better already
x
i have been struggling with debt for many years and only recently decided once and for all to do something about it. I have contacted payplan and the wheels are in motion I am currently £25,000 in debt.
I spent a whole day reading everyone's comments and cried as I felt there are people who understand, everyone I know just have a go at me!!!
Thank you, this is just the begining but feeling so much better already
x
:heart2: 4 more years to being debt free 
:A

:A
0
Comments
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Hi Penny, welcome to the forum. No one here will have a go at you. If anyone does, we'll all gang up on them, point and them and laugh until the shut up and go away.0
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Hi Penny :wave:
Welcome on board, you'll get tons of great advice here.
And don't cry, share and we'll help hun
Little L
xxDebt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts0 -
Thank you for your comments been nervous making my first post!!:heart2: 4 more years to being debt free
:A0 -
I was too but you'll be addicted soon just like the rest of us :T :T :T :T
Stick around, we have great parties at weekends too...
L
xDebt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts0 -
hiya penny
lots of great advice on these forums, even to the smallest detail, good luck in the debt free quest
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How come you're waving upside down? Are you from Australia? :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
L
xxDebt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts0 -
:rotfl: little l do you like it? i think its cool, its my fave smilie at the mo0
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Yeah I do but it makes me feel a bit dizzy. Hope he hasn't got any loose change in his pockets :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
Sorry Penny.... this is your post and we're being silly
Little L
xDebt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts0 -
No worries having a few vodka and coke's!!!!!!:heart2: 4 more years to being debt free
:A0 -
Hi penny, welcome to the site :beer:
Be prepared for this place to change youDFW Nerd #104 I :heartpuls my Kittenand my hat :heartpuls
OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
OD Girls on Tour 09 - Dublin - November!!
If you believe you can achieve innit!
Sexy beer?0
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