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Offset with upper age limit of 70?
                
                    Double_Trouble                
                
                    Posts: 4,375 Forumite                
            
                        
            
                    About to remortgage and for a variety of reasons an offset would be the best option would really have liked to use First Direct but they have an upper age limit of 65 for the mortgage to be paid off as do Intelligent Finance. Does anyone know of a company that allows repayment up to aged 70 no problem proving income as not age dependent.
DT
                DT
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            Comments
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            Bumpity Bump!0
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            I believe the Woolwich will allow mortgages until 70 years and they do offsets so may be worth a look.
Foreversummer0 - 
            Depending on circumstances Clydesdale might do it, and their offset headline rates are better than Woolwich just now.0
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            foreversummer wrote: »I believe the Woolwich will allow mortgages until 70 years and they do offsets so may be worth a look.
Foreversummer
When we got our Woolwich(Barclays) they did it for me upto 65.
I happened to check the details recently and we will get a review when the OH is 65 which is much sooner, not sure what will happen, we will probably both be retired by then but would like to keep the mortgage going for access to funds if needed.0 
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