We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Just a little thank you........
dantheman2010
Posts: 697 Forumite
Wasnt sure where to post this but I wanted to thank all of you who have contributed and commented on my posts over the last couple of weeks, especially Tixy and Izools.
I have now managed to get my credit card debt of £2k on to a 0% interest card and the rest of my debt is on a decent loan with Sainsburys, unfortunately over 7 years though.
My debt free aims are;
Overdraft - ALL READY CLEARED
Credit card - cleared by MARCH 2011 (yay)
Loan - cleared by JULY 2017 (boo)
Thanks to all of you and like I said in a previous post IZOOLS you have saved me over £300 in interest payments so heres a beer for you :beer:
I have now managed to get my credit card debt of £2k on to a 0% interest card and the rest of my debt is on a decent loan with Sainsburys, unfortunately over 7 years though.
My debt free aims are;
Overdraft - ALL READY CLEARED
Credit card - cleared by MARCH 2011 (yay)
Loan - cleared by JULY 2017 (boo)
Thanks to all of you and like I said in a previous post IZOOLS you have saved me over £300 in interest payments so heres a beer for you :beer:
0
Comments
-
What a lovely post :T:T
Well done you :T
and Tixy and Izools:j:j:beer::beer::beer:PROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: &
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
Thats nice of you to thank us and it's also good to see you doing well again.
I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
(Ok, one of them is powerless, spiders can be nasty.)
As of the last count I have cleared [STRIKE]23.16%[/STRIKE] 22.49% of my debt.
0 -
Hi Dan,
Well done on getting on the road to being debt free. I've also had lots of help from people on the site and am very thankful to everyone (including Tixy) who has given me excellent advice.
Good luckIf you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
dantheman2010 wrote: »Wasnt sure where to post this but I wanted to thank all of you who have contributed and commented on my posts over the last couple of weeks, especially Tixy and Izools.
I have now managed to get my credit card debt of £2k on to a 0% interest card and the rest of my debt is on a decent loan with Sainsburys, unfortunately over 7 years though.
My debt free aims are;
Overdraft - ALL READY CLEARED
Credit card - cleared by MARCH 2011 (yay)
Loan - cleared by JULY 2017 (boo)
Thanks to all of you and like I said in a previous post IZOOLS you have saved me over £300 in interest payments so heres a beer for you :beer:
Glad you've got it all sorted now, and most of all have a definite debt-free-date light at the end of the tunnel.
It can be frustrating speaking to Creation / Sygma when most of the agents don't know what they're doing.
I called on 6th July to re-order my cards after having them go through the wash. The agent lied to me about having re-ordered them. I've had to re-order them again via a team leader. *Sigh* Ah well...Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
0 -
dantheman2010 wrote: »Wasnt sure where to post this but I wanted to thank all of you who have contributed and commented on my posts over the last couple of weeks, especially Tixy and Izools.
I have now managed to get my credit card debt of £2k on to a 0% interest card and the rest of my debt is on a decent loan with Sainsburys, unfortunately over 7 years though.
My debt free aims are;
Overdraft - ALL READY CLEARED
Credit card - cleared by MARCH 2011 (yay)
Loan - cleared by JULY 2017 (boo)
Thanks to all of you and like I said in a previous post IZOOLS you have saved me over £300 in interest payments so heres a beer for you :beer:
Well done Dan! :TLBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or July
Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Thanks Dan - glad if I helped in some way.
Thats great news that you got a 0% card and didn't go for the larger loan. 7years does seem a long time now but maybe if your finances improve you'll be able to make overpayments or be able to get some savings together to ultimately settle the loan early.
Good luck.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Thanks Dan - glad if I helped in some way.
Thats great news that you got a 0% card and didn't go for the larger loan. 7years does seem a long time now but maybe if your finances improve you'll be able to make overpayments or be able to get some savings together to ultimately settle the loan early.
Good luck.
You have helped a great deal, so again thank you0 -
Glad you've got it all sorted now, and most of all have a definite debt-free-date light at the end of the tunnel.
It can be frustrating speaking to Creation / Sygma when most of the agents don't know what they're doing.
I called on 6th July to re-order my cards after having them go through the wash. The agent lied to me about having re-ordered them. I've had to re-order them again via a team leader. *Sigh* Ah well...
thanks for the suggestion to ring them, its cheeky they dont put it on the paperwork 0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards