We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pre Litigation report?
starlite_2
Posts: 2,428 Forumite
Could someone please tell me what this means? We have recieved a letter informing us we are due a home visit to carry one out. Yet again our lazy record keeping and debt ridden past is creeping up on us.
''Just when I thought I was out, they pull me back in'' lol
''Just when I thought I was out, they pull me back in'' lol
Membre Of Teh Misspleing Culb
0
Comments
-
Never heard it called that before. I have had a letter from one creditor saying that I am due a visit by their 'Customer Service Manager' - I just assumed it was another tactic to make me commit to paying more.
Pre-Litigation means Pre-Legal action - anyone taking you to court?I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
They cetainly shouldn't be, or if so this is the first I've heard of it.
The letter is from HFO services limited. We re certain we have cleared, or have payment agreements for all our debts, so this is a bit out of the blue.
I know I ought to call them rather than ask such random questions here, but want to know where we stand, say if it's a forgotten debt or an error, before I call and say the wrong thing, iyswim.Membre Of Teh Misspleing Culb0 -
Then ask, by letter, what is purpose of proposed visit, and ask to keep all correspondence in writing - I think that they are probably trying to make you increase already agreed payments.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.8K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards