Help with DCA and attachemt to earnings

andycuk

Hi Folks

Hope you can advise me of what to do next with regard to the follow.

I will try to outline this as clearly as possible.

Bought a Land Rover on finance.

Got into finacial difficulties during divorce, Land Rover not interested and told me to sell it and repay finance. Which was done.

Deficit of £1800 which was taken to court for recieved a CCJ followed by attachment to earning of £40 per month at source from my employers.

£40pm stopped in February 2009 so assumed had paid it all off.

Letter today from a company called Link Financial Outsourcing, stating they have purchased the Debt from Ford Credit Europe PLC (finance was with Land Rover Finance so why its Ford now do not know) and that the account is £657.16 in default.

They are demanding full payment in 7 days and threating to pass on to a DCA or a Solicitor and take Legal Action to either recover vehicle, enforce a judgement on an asset or property or instruct baliffs to sieze goods.

Can anyone please tell me where I stand and what should I do now.

NorthernLas

As your finance debt was dealt with via an attachment of earnings it is unlikely that the letter you received is connected with it at all.

It may be a letter from a company trying to find someone with your name.

You need to send them a letter asking them to prove you owe the money and prove they have a right to collect it. http://forums.moneysavingexpert.com/...93&postcount=2

Until they come back with information, do nothing

Marisco

Hi Andy, the first thing I'd do is ask your payroll section in work why they stopped paying it! I can't advise further sorry, but I'm sure someone will be able to help you:)

bottleofred

Hi Andy,

Contact link only in writing as they are horrible, aggressive, rude and obnoxious pieces of work.

Good luck in getting sorted out