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Mobile Phone Contract Debtor
JoHnSmItH
Posts: 4 Newbie
I took out a £40 per month mobile phone contract about 2 years ago and basically I couldn't pay it after a couple of months and rather than sorting it, I buried my head in the sand.
It was an 18 month contract, so it would have expired 6 months ago.
Basically I should be starting a job next month and would like to pay it off.
I am wondering, other than the cost of the contract itself ( about £700) if anyone knows what sort of costs I will have incurred?
Thanks.
It was an 18 month contract, so it would have expired 6 months ago.
Basically I should be starting a job next month and would like to pay it off.
I am wondering, other than the cost of the contract itself ( about £700) if anyone knows what sort of costs I will have incurred?
Thanks.
0
Comments
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Have they not been writing to you considering you've not been paying for nearly 2 years ?0
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I would imagine so. The problem is I have had a rather unsettled life for one reason and another, which has meant moving house every couple of months and it's only this last 6 months that I have pulled my head out of my backside and started to sort things out.0
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Mobile phones usually do goto court to secure debts.
So expect roughly,
Rough Fee £40x18 = £720.
Court Fee £75
Early Cancallation Fee ~£50-70.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
They can add couple hundred quid on for fees. Though about full and final settlement with them?0
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They can add couple hundred quid on for fees. Though about full and final settlement with them?
Hi I was wondering just what a full and final settlement would entail?
I get the full and final bit, but does this usually entail paying less money than the full amount, eg. without full fees?0 -
Full and final settlement would be for example you owe them £500 all together including all cost they offer you FOR EXAMPLE £200 full and final settlement... you pay... debt paid...
However it will still be registered as a default on your credit file for 6 years but will show as 'settled' You dont normally get the payments option with full and final but might be worth asking....
Also after the length of time it has been the account will now probably be with a debt collection agency so view your credit file to find out who registered the default against you and contact them.... If you cant afford full and final they will most probably sort out some sort of payment plan with you..... Hope this help :A0
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