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Things are looking up!
flower_chops
Posts: 179 Forumite
Hello,
have wanted to post this for a few weeks but wanted to make sure it was all confirmed first.
So, we've just moved house from a £700/month to a £550/month flat. Irony is, the new flat, although a one bed not 2 bed, is bigger and much posher!
Also, started my new job week before last and my starting salary will be £16,000 but will earn between £100-200 extra on commission/bonus!
Anyway, what this means is that currently I give CCCS £317/month towards debt. Now I can realistically give (at my basic salary, no bonus) £550/month...debt free in 3 years! :beer: :j
Quick question though...just got letter from HSBC saying they're gonna do default/final demand etc on my account if they don't get payment immediately. This is fine. IF the debt goes to Metropolitan it'll probably work out that I can pay my minimum loan repayment and perhaps more a month. Does anyone have any experience in how long these things take to go to MCA? I have 3 missed payments against the loan account, all from giving lower payments via CCCS.
have wanted to post this for a few weeks but wanted to make sure it was all confirmed first.
So, we've just moved house from a £700/month to a £550/month flat. Irony is, the new flat, although a one bed not 2 bed, is bigger and much posher!
Also, started my new job week before last and my starting salary will be £16,000 but will earn between £100-200 extra on commission/bonus!
Anyway, what this means is that currently I give CCCS £317/month towards debt. Now I can realistically give (at my basic salary, no bonus) £550/month...debt free in 3 years! :beer: :j
Quick question though...just got letter from HSBC saying they're gonna do default/final demand etc on my account if they don't get payment immediately. This is fine. IF the debt goes to Metropolitan it'll probably work out that I can pay my minimum loan repayment and perhaps more a month. Does anyone have any experience in how long these things take to go to MCA? I have 3 missed payments against the loan account, all from giving lower payments via CCCS.
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Comments
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Congrats Flower_Chops. Its great when things go your way isn't it? WELL DONE for making the changes happen and not waiting for the illusive lottery win.
As regard to the letter I would ring up CCCS tell them what it says and then post it to them. Let them sort it out. make sure you take a copy first.
PAT ON THE BACK!!!0 -
just wanted to say well done!official dfw nerd club member no 214
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!
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