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new duvet feather or hollowfibre

HI, i am looking to take advantage of sales and buy a new duvet. Problem is don't know which type to get. I want an all year round one not one of these where you zip up duvets, and one where all the feathers don't fall to bottom of duvet or gets lumpy. Light but warm. I was looking at this which i thought seemed a good buy

http://www.bhs.co.uk/mall/productpage.cfm/bhsstore/180232/232927

or this one which seems a bargain

http://www.bhs.co.uk/mall/productpage.cfm/bhsstore/189115/232927

could do with some help in choosing or if you have seen any better deals let me know!

thanks

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