Joint DMP with the CCCS.

Katie_22

Hello,

I'm on a joint DMP with my partner with the CCCS but unfortunately we might be separating. He has said he'd be happy for me to transfer my debt to his name as I wouldn't qualify for it on my own. Is this possible?

bottleofred

Hi katie,

Sorry to hear about your ongoing problems and hope you get sorted soon. I would not be sure about this, but will bump it up to the 1st page and hopefully someone else will know what you should do to get sorted.

Tixy

Hi Katie

Sadly I don't think you can. Do you have any joint debts on your DMP? are some in his name alone and most in your name?
Have you worked out a statement of affairs for what your finances will be if you do split and split the DMP so you just pay for debts in your sole name?
This might be a good idea and will give you a new potential starting point for what options might be suitable for you.
For example might you qualify for a DRO (debt relief order)if you live alone?