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Restons HFC Court Hearing tomorrow 14/7/10 Help
charliesheroes
Posts: 3 Newbie
Hi all i hope someone can help me tonight.
Restons and I have a court date tomorrow. Below is my original post in the wrong section so im hoping this may be seen in here:-
"Restons/HFC issued a CC claim form on 3rd March 2010 for £3k. I filed a defense to say they had not provided a true signed copy of the original CCA. The case was then stayed by the courts as it was done by the bulk centre in Northampton (apparantly if you file a defense online it throws the whole thing out and has to be started again).
"I have now recieved a copy of the default notice, a notice of hearing application for the original case and a copy of the CCA not dated. A few thing here i think i need to have cleared up before proceeding. From filing my defence it has taken them 2 months to provide a copy of the CCA. The CCA is NOT signed or dated and the address on the form is for a house i have never lived in (but is for a house which was 2 doors away)
I lived at 8 and the form says number 12. The form is also not an agreement but titled "your proiority application for the marbles card"
Am i right in thinking all of this may make the whole thing unenforceable and as such senthould be thrown out court and if so are there any articles of the consumer or credit agreement rights act i need to quote ? "
I have replied to court and restons as they asked for 7 days notice of any defence. I advised that 1, Credit agreement is in fact only an application form. ", It is not signed or dated. 3, The address they have on it I have never lived or resideed at.
Will these 3 things be enough to stop them getting a judgment as in my eyes it makes everything null and void. Is there or are there any particular clauses or paragraphs I can quote to court to back up the above 3 points?
I have also recieved todsay a letter from them showing their cost Breakdown adds upo to £900 for just over 3hrs work.
Any help or advice appreciated
Restons and I have a court date tomorrow. Below is my original post in the wrong section so im hoping this may be seen in here:-
"Restons/HFC issued a CC claim form on 3rd March 2010 for £3k. I filed a defense to say they had not provided a true signed copy of the original CCA. The case was then stayed by the courts as it was done by the bulk centre in Northampton (apparantly if you file a defense online it throws the whole thing out and has to be started again).
"I have now recieved a copy of the default notice, a notice of hearing application for the original case and a copy of the CCA not dated. A few thing here i think i need to have cleared up before proceeding. From filing my defence it has taken them 2 months to provide a copy of the CCA. The CCA is NOT signed or dated and the address on the form is for a house i have never lived in (but is for a house which was 2 doors away)
I lived at 8 and the form says number 12. The form is also not an agreement but titled "your proiority application for the marbles card"
Am i right in thinking all of this may make the whole thing unenforceable and as such senthould be thrown out court and if so are there any articles of the consumer or credit agreement rights act i need to quote ? "
I have replied to court and restons as they asked for 7 days notice of any defence. I advised that 1, Credit agreement is in fact only an application form. ", It is not signed or dated. 3, The address they have on it I have never lived or resideed at.
Will these 3 things be enough to stop them getting a judgment as in my eyes it makes everything null and void. Is there or are there any particular clauses or paragraphs I can quote to court to back up the above 3 points?
I have also recieved todsay a letter from them showing their cost Breakdown adds upo to £900 for just over 3hrs work.
Any help or advice appreciated
0
Comments
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Go to never-in-doubt's thread and then link to his new web-siteIf you've have not made a mistake, you've made nothing0
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bit of a noob. how do i find the thread and link it in, many thanks0
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Go to this thread https://forums.moneysavingexpert.com/discussion/2532927
Left click on never-in-doubt's name and select never-in-doubt's homepage. This will get you to the website where he is now active.
Other's may be able to help here in the meantime0 -
why has he left the site?0
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