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Really Need Some Advice - Scotcall

Hi,

Got a letter in on Friday from a company called Scotcall who issued a Door Step Collection Notice...now I'm really panicking!

It has been passed to them from a company called Capquest who I have written to several times to offer to settle the account at a reduced amount. I have been in contact with them for months about it and I feel this step is so unfair and amounts to bullying.

What should I do? I normally correspond by letter to these kind of companys as I get too upset and angry when I speak to them on the phone.

And I know I will loose the plot if soeone turns up at my door...which I REALLY don't want to happen.

Any advice will be greatly appreciated.

Thanks x

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