Weekly Spend Challenge W/C 11th July 2010

pointypenguin

Hello everyone . Welcome to the weekly spend challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Yellow - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her around last year


Originally Posted by Moozie
Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x

Good luck everyone.

W/C 4th July Challengers / Pledges /Total Spent
Pointypenguin £21
SazM030306 £20 / £19.28
natsing £10 / £13.05
meersy22 £10 / £13.65
Beencounting £12 / £11.10
nowpanicking £20
EC12345 £10
psychopathbabble £35
Baileys Babe £10 / £0

link to last week's challenge

W/C 11th July Challengers / Pledges /Total Spent
Pointypenguin £40
SazM030306 £20
Beencounting £12
natsing £30
chris81418 £80
meersy22 £15
psychopathbabble £10
theticketinspector £15
chickywiggle £30
Baileys Babe £10

pointypenguin

Evening budgeteers

I was red for last week (booo) but got to try really hard this week to get my mind back into the budgeteering ways as I have 6 weeks until holiday and need to get saving for spending money.

chickywiggle

ohhh where have the weeks gone.... I'm back (hopefully for a bit longer this time).

£30 please PP.

Will declare todays spends:
60p @ car boot sale.
£1 on lunch (sausage rolls for 3 of us........bargin).
£3 on t-shirts for DS in Matalan (all their England tees adult and child reduced by around 75%!!)
£3 in Home bargins.
£6 in Argos

£13.60/ £30

theticketinspector

Got off to a bad start today - all my colleagues were having fish and chips and I didn't have the willpower to resist. I did however manage to resist buying a can of pop and all the other extras I would normally have bought. Aiming for a no spend day tomorrow!

SazM030306

Yesterday I met friends for coffee, managed to resist cake! So £1.70. Then my brolly was broken so I bought a new one while I was out - £2.99. I sponsored my friend for Race for Life - £2.
Total - £6.69 leaving £13.31/£20

Saz xxx

Baileys_Babe

Pointy please can I sign up for this week, £10 again thanks.

Last week was a purple week :j

London_Welshcake

Hello!

I have been away since about January (life gets in the way sometimes) and now that I'm back on the forums I have come to seek you wonderful people out. Out of all the challenges this was the one I found most helpful and I'm so glad it's still going. Thank you thank you!!

I still ask myself "do you really need that coffee??" on the way into the office mainly because of this thread. Anyway, I have obviously got into some good habits as the past few months have been quite expensive but I managed to avoid getting into debt or into my overdraft. But I'm not happy with how bad habits have started creeping back and I'd like to save up for a few things looming... so I'm back on the MSE forums.

So my point is... can I please join in next week? I'd like to stop buying porridge/coffee on the way to work... and then go out hours later and buy lunch too, blowing way more than I need to. I intend to withdraw £20 cash on Sunday evening ready for the w/c 19th July and try to stick to my £20 limit for the week.

I have a few days of practice before then...

Thanks for being an inspiring bunch

pointypenguin

London welshcake nice to see you back, we would be glad you have you join us next week. Let us know how you are getting on.

First post is updated let me know if I have missed anything.

No spends to report so far as only spends have been from the grocery budget.

Happy hump day:D

London_Welshcake

Though technically not following the challenge this week I'm getting into the swing of it...

Instead of meeting a colleague for lunch today I suggested we walk from our office to the Tate Modern to catch some (free) culture. She loved the idea (and of course it's free). So I'm instead of buying an expensive lunch I bought in some pasta (£0 spent) that I'm about to tuck into.

Hope you're all doing well!

Feeling virtuous

theticketinspector

Well I have well and truly blown my budget and spent more than double what I outlaid! Treated OH to a meal out today which I hadn't bargained for, and got a round of drinks in for colleagues. I don't go out often so I don't mind too much, although I will have to try and limit the damage from now until Sunday!

nowpanicking

Hi everyone,

Was sooooo red last week I didn't even post what I'd spent in the end as I totally lost track

I'm on holiday this week and next so am going to give the challenge a miss until I'm back at work...

So good luck everyone over the next couple of weeks