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old debt....
infinti
Posts: 1 Newbie
hello all
this is my first post having been looking aroud the site so go easy on me
ive been in debt for the past 10 years with a barclays loan off £8000 which ive got down to £4000 now...
my question is this, it has been taking on by debt managers and they want monthly repayments of £240 according to their budget plan... i know this is to much as some months i struggle with £150 that i pay to churchwood....(i want to leave them), my spending habbits are bad atm. ive tried to get them to go lower as want to clear the debts in 2 years.. but there very stubborn...because i live with my partner they think she can help.. but its my debt and she on maternity leave making less than half what she used to.
any advise on how i can get them to go lower?
cheers
matt
this is my first post having been looking aroud the site so go easy on me
ive been in debt for the past 10 years with a barclays loan off £8000 which ive got down to £4000 now...
my question is this, it has been taking on by debt managers and they want monthly repayments of £240 according to their budget plan... i know this is to much as some months i struggle with £150 that i pay to churchwood....(i want to leave them), my spending habbits are bad atm. ive tried to get them to go lower as want to clear the debts in 2 years.. but there very stubborn...because i live with my partner they think she can help.. but its my debt and she on maternity leave making less than half what she used to.
any advise on how i can get them to go lower?
cheers
matt
0
Comments
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Who are Churchwood? Are you on a Debt Management Plan?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Drop churchwood and go with CCCS - https://forums.moneysavingexpert.com/discussion/2077631Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0
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