making headway?

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hi guys,

this is my first thread.

i started with £14k + worth of debts, mainly credit cards with some personal debts chucked in (light bulb moment june 2007). it has been a long 3 years with ups and downs but i have made sure to keep a list of the ammount of debt i have each week. i find it really helps me to scrool back in time as such to when my debts were strangling me and compare them to what they are now (only £5800).:j :T

my debts came mainly from gambling :mad:(what a fool):mad: plus making only minimum payments.

my advice to you is to spend time on here and you will realise that there is light at the end of the tunnel, just make sure that every week you take a step to that light

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  • beanielou
    beanielou Posts: 90,434 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Well done you :grin:
    Thats a fab reduction.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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