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1st Credit - 90% off debt??!

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Comments

  • wobblymummy
    wobblymummy Posts: 109 Forumite
    Hi,

    If you intend paying this debt make sure you get it in writing from them first that it is as a full and final settlement for the agreed amount before paying. It sounds a bit strange though that there is no record of it on your credit file and this would suggest it's more than 6 years old. However, as you say you pay it every month, maybe it's best to settle it if you get the agreed amount and the words "full and final settlement" in writing from the company.

    Hi there

    Sorry I think you have me mixed up with the OP, this debt isnt more than 6 years old and I dont dispute it :)
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