unenforceable credit agreements question

why?_3

Hi All,

Fairly new poster, long time lurker.

I didnt want to just jump right into the other thread as nobody there knows me and didnt want you all to think I was being rude.

I have two questions

First one being once a debt has been sold on to a collection company (that being capquest) can you still send off the template letter to start the process of trying to have it made unenforceable?

Secondly in the process of starting a dmp once this is in place I guess trying to make the debt unenforcable is a no go?


Many Thanks to anyone who may be able to help

DarkConvict

Any decent DMP company will still make you pay unenforceable debts, these are the charities - https://forums.moneysavingexpert.com/discussion/2077631

As to CCA request, you can do it with DCAs, they just forward it to the original creditor. Still have 14 days to reply to it though.

why?_3

Thanks for your time,

The first question was for my best friend, I am still setting up my dmp and had never really thought about unenforcability. My mate said I should try it but Im just happy to be dealing with things to be honest.

Thanks again