Friday 9th July - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Goooood morning - wooohooo it's Friday:beer:
I have a day ay home today - didn't sleep til quite late last night so very tired now, might sneal back to bed once girls are at school:o Can't have an early night tonight as DD1 has a party at swimming pool tonight and needs picking up at 10.30:eek:
Going to carry on with my uni work too...getting there. Ok, will crack on with my list:

• check banking
• daily scratchcard
• packed lunch for dd2
• clean kitchen floor
• meal from plan tonight - chicken chow mein and prawn crackers
• take chicken out of freezer
• pack dd1's case for next week's Germany trip - she goes Sun night
• carry on with uni work
• quick showers all round
• tidy house

Ok that's me - have a lovely day everyone, the weekend's almost here:T:T

catmiaow

Morning Milly, Thanks for starting the thread!

Hello to those that follow!

My list:

[STRIKE]Check bank
Quick shower[/STRIKE]
[STRIKE]Do comps before work and during work
Go to work [/STRIKE]
[STRIKE]Get someone else to pay in my work cheque and another cheque I have
Need to post parcel to ebay person, brought something changed my mind and sold it but unfortunately the seller taken forever to send it and says it should arrive today..here is hoping..
Check job sites at lunch time
Meet a friend after work - cinema and a meal dont go out a lot so this is a treat, won't drink alcohol as this knocks up the price
Sort cats out
Take out rubbish[/STRIKE]
[STRIKE]Check on washing
[/STRIKE] - Still very wet, it was hot during the night so was expecting it to be dryer
Hope everyone has a good day!

mogchops

Morninggggg!!!! Its FRIDAAAYYYYY :j:j:jAm sooooo looking forward to a lie in tomorrow!!!!

And its only 3 weeks until we go on holiday down to Devon :beer::j

Am very very chuffed too - as while we are there, the DDs want to go to Crealys, which would cost £58 :eek: BUT I noticed last night that Crealys have now joined Tesco Clubcard - so I have converted vouchers for us to go to Crealys for freeeeeeeeeeee :j:j:j

(Crealys is an amusement park btw!!)

Today:

- check online banking
- go to work
- hokey cokey
- change DDs beds
- post letter for hosp appt
- Shop at Mr T with list & money off coupons
- water garden
- do all comps ending 10/07
- younger DD got swimming lesson

Have a lovely day everyone!

OrangeFairy

Morning all!!

I hope all is well!!!

My list for today

Be very productive at work - last day on my own
Lunch from stores
Drink lots of water - slipping out of the habit
Tidy up for boys night
Dinner for me from mealplan
check banking
check one poll
scratches
update grocery spreadsheet
do grocery list for online shop
NSD hopefully

Right off to feed these starving children!! :D:D

OrangeFairy

woopwoop Mogchops! Down my way!

I have ordered crealy vouchers too I LOVE crealy! We are going in the summer hols. Have a great time xxxx

Lurleene

Hi everyone - I am on a bit earlier than normal as I had to take B to school for 7. She is off to Bath today to take part in an ICT competition - wave at her as she goes past Milly!

Today I have / will:

1) Managed to nab two free screening tickets for Made in Dagenham.
2) Washing on ready to dry outside with lots more to follow.
3) Checked banking, CCs, quidco, did SC. I am waiting on some money owed to me then I will clear my Virgin CC - hurry up, can't wait!
3) No work for me today, woo hoo! Instead I am planning an early assault on the charity shops and 99p shop followed by a day of housework and gardening til the school run.
4) Will take T to a new park after school. The council have been given lots of money through the playbuilder scheme and new parks and refurbs are springing up all over the place.
5) Pop to the library and get more lovely books.
6) All meals from stores. OH is out with the lads after work, so we can all have yummy pizza for tea. ( I have broken his pizza bone by feeding it to him too often).
7) Send photos of T and his latest creation to Lego magazine, to stop him pestering me!

I am sure I will think of more later. Have a lovely day, L x

WelshWoofer

Morning all!
Up early even though I'm not working and have no dog to walk! Old habits die hard.




Today's list is very boring but it has to be done...

• Hoover and dust house
• Clean bathrooms and kitchen
• Do some holiday ironing
• Pack for hols trying to keep the weight down so I don't have an argument with OH at the airport! Again!
• Take library books back
• Go to see 20 20 cricket tonight with OH and friends - not drinking and ticket was paid for by OH so hopefully will spend less than a tenner
• Check banks
• Check ebay
• Do any surveys that come
• Make sure any food is stored in the freezer or binned before we go away tomorrow
• Book spa day now voucher has arrived

That's all for now - have a good day!

ETA - just remembered to pay CC bill (due whilst we are away) and to do travel insurance

Pippilongstocking

Hey chaps

Sorry running late today - so tired still

Last night attacked gardens with mower and I'm cream crackered - will rake this up later and attempt to try it for the chooks bedding
Feed chickens
HC on line and one in the machine on cold wash
WOrk hard
Must get some bits from town before I go home
Lunch at work - take in cupasoup
Go to old house and get my letters from my door and water greenhouse
Pick up post
Check banks and CC's
Fill up car at cheapest garage
Drop off some plants and a dehumidifier
pick some basil and freeze it or keep for making pizza
Move plants back to window sills
Clean house later with loud music and get ready for visitors
Drive economically to work
Charge phone at work
Get some free dog bones from butchers - none
Go to charity shops as a treat
Email a chum coming to visit soon rather than call her - or call her later with frree mins

Right best dash I hope you're all good catch up properly at weekend!!

WelshWoofer

At last I've reached the pay out level of £10 with Valued Opinions surveys so have ordered a £10 Boots voucher.
I did this last time and managed to buy enough toiletries using BOGOF, offers etc to last about 6 weeks.

I'm now about 1/3 of the way to making the extra £100 in my challenge this month - I also have about £60 waiting to be received via Quidco but this sometimes takes ages so will only count it when it arrives. (Just got another £9 for doing the travel imsurance through Quidco).

On the mundane side - have also just put a wash on - don't want to come back from hols to a basket full of OH's dirty work shirts!

OliveOyl_2

:j:jwoop woop to a free trip to an amusement park.
My kiddies are in their 20's and still go, but Popeye doesn't like them at all (insert confused smilie here)

Morning All :hello:
Sunny and bright here and we're planning a Braai (barbeque to you) for tomorrow. They think we're mad having a Braai in the middle of winter :rotfl: But we're going off road driving with friends and that'll be a perfect end to a mornings "hard work"

So today I have/will:
Done 15 mins on the CT :eek: and may do another set later......
Cleared up the kitchen
Will wash the woollens (kept them well away from the maid, she doesn't understand delicates:rotfl:)
Will buy some more firewood, firelighters and charcoal - some for tomorrows Braai, but most for our fireplace It's lovely sitting by the fire in the evening (with a :beer:)

Have a great day everyone :A- I have to post at speed this week, the internet has been SO unreliable :mad: )

elfen

Check banking
Check surveys
Check quidco
Check onepoll
Try to have an LSD