Would really value some opinions and/or advice

Helen42

Thanks you deep in debt i think we have decided now to go it alone i am gong to start next money writing all the letters with the help from people here I am sure we can do this and get out of debt quicker .... wish us luck:beer:

Moglet

My other half has been with Payplan for over 6 years and he's only just discovered (due to thinking he was paying on time every month so everything must be ok) that there has been lengthy delays in payments reaching creditors. I'm not suggesting that Payplan are sitting on the money but there certainly is a delay.

He's now going it alone with my help and trying F&F settlements as well.