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need some advice

cikum
cikum Posts: 1 Newbie
Tenth Anniversary Combo Breaker
Hi,
ive currently reached the end of my interest free period with my credit card.
i currently owe £2700 on the card and i would like to either transfer the balance to another card or get a loan to pay it off.
i am also looking at using another £2500 on my card to buy a car soon.
Would it be more cost effective to get a loan, say for £6000 to pay off all the amount?
i have seen a card with alliace and lecister whereby i would end up paying £6700(around that) with monthly payments of £188.
is this cheaper than transferring to another credit card?

thanks for you help
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