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DMP but mint concerns
funkyfish586
Posts: 553 Forumite
HI all, i am on a DMP with payplan since jan all is going well apart from lloyds & littlewoods. Mint were one of the 1st to agree & have been great i get regular statements from them & the minimum payment is always what i pay them through payplan so £6.45 but today the minimum payment has shot back up to £88!! I phoned them & they said they dont know why & to ignore it. Thing is he didnt really sound very convincing & i think that they are now not acccepting the plan. Is this likely? or is it just an admin error?
Sorry i know im probably worrying over nothing but im so stressed out my the DMP thing its unbelivable! Probably being 34 weeks pregnant isnt helping my worrying
Sorry i know im probably worrying over nothing but im so stressed out my the DMP thing its unbelivable! Probably being 34 weeks pregnant isnt helping my worrying
"Knowledge is knowing that a tomato is a fruit, but Wisdom is knowing not to put it in a fruit salad."
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Comments
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Have you spoken to CCCS to see what they say?
Sometimes reduced payments are only agreed by a creditor for 3 or 6 months at a time.
Hope you can get it sorted out & try & not stress to much.
Take care.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I get this sometimes with my Mint statements but I just keep paying the agreed amount and it sorts it out eventually0
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Please ignore the above spam.I must stop procrastinating, I must stop procrastinating! promise I'll stop tomorrow OK:D
NSD AUGUST 6/8 :j0 -
Reported post no 4.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have you logged onto your justabank account? If with payplan you will have one, and there you can see if a creditor has accepted/rejected your payment. Def worth keeping an eye on your justabank to tell what's been paid etc too.DFD February 2012

Baby Boy Born February 2012 :smileyhea
Newborn Thread Member
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Hi Funkyfish.
We were on a DMP with Payplan for over 2 and half years. Most of our creditors accepted our plan and offer, but every 6 months they reviewed the situation. They wanted a Financial Statement sending through every 6 months. Speak to Payplan, once they have re submitted the Financial Statement your creditors will probably reduce the interest again. If you started in January, you are around the 6 months mark. Log onto your Justabank account and check if they have accepted, otherwise speak to payplan and see what they can do.
June 2010 - 11/56 lbs Weight to lose before May 2011.
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Mint dont send us staments, off to sulk.Debt free and plan on staying that way!!!!0
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