Whats the Best Lender at the minuite or best mortgage

sexy_fufu

I am a single mother, and i have a morgage for £55,000, My tie in period is up in May.

I had a 3 year fixed and i liked it that way because i knew exactly what i was paying.

My current lender is Nationwide and i am paying fixed 5.49% this was over 3 years but like i said expires in May.

The early redemtion fee is £228.

Any ideas if i would be alot better of changing and to what to.

Im blonde so i dont have a clue LOL, just hoping to save a bit of money.


Ok here are the facts

I want a morgage for £55,000

over 20 or 22 years, depends on the difference.

All help will be very helpful

payless

no one mortgage will be best for everyone- thats why advisers have to carry out a review of your individual circumstances and needs.

The penalty you mention - I assume this will end when the fixed rate ends.

Always worth asking existing lender about the rates they will offer at end of your fixed rate
( natwide in particular generally offer same rates as new business- albeit you pay a fee)

Remember that whilst many lenders will assist with swap fees, there may still be fees , and swapping involves more paperwork/ checks- although if you get a better deal might still be worth it